Skrill (formerly Moneybookers) is a digital wallet and online payment system that allows users to send and receive money online. You can also buy and sell crypto with Skrill. In addition, Skrill offers virtual cards that you can use for online purchases using the money in your Skrill account. This article will show you how to get a Skrill virtual card.
How to Create a Skrill Virtual Card
To get a Skrill virtual prepaid card, you need to apply online on Skrill website. You must be a resident of the US, the EU member states or the SEPA region. To get started, login into your Skrill account, locate and click the Skrill Virtual Cards section and then select “Add Card”. You will be directed to a page with a form. Fill in the details and in the currency section, make sure to select the currency you normally use. In this case, it is advisable to select the currency in your account. It will save you the cost of converting currency whenever you are shopping.
After creating a virtual Skrill card, a Skrill card number (a 16-digit number) will be generated. It will appear on the screen together with a Security Code (CVV) and the expiry date. You will be using the 16-digit number and the CVV to make payments.
How to Use Skrill Virtual Card
The Skrill virtual card is a prepaid card that works using the funds available in your Skrill wallet. Unlike traditional credit cards, there is no need for a credit check to obtain a Skrill virtual prepaid card. When making payments, the card uses the balance in your Skrill wallet.
It’s important to note that the Skrill virtual card is designed specifically for online use. It is a digital card that is generated, received, and used electronically. To make digital payments, you will need to provide the 16-digit card number, CVV code, and expiry date associated with your Skrill virtual card. This is how you can use the Skrill virtual card online.
- Make online payments. You can use t to make secure payments for goods and services. You do not have to submit a physical debit or credit card. However, you can only use the virtual card where the merchant accepts your card. For example, if you have Skrill virtual MasterCard, you can only use it where the merchant accepts MasterCard payments.
- Budget effectively. The Skrill virtual card allows you to use the money that you have uploaded to your card online. This means that you can easily monitor your spending. The card is not linked to your bank account, therefore ensuring that you can only use funds that you have uploaded to the virtual card.
- Spend any time and anyhow. You can use the Skrill virtual cards almost anywhere, since it is available for both MasterCard and Visa. The two are readily available for many merchants, allowing one to spend wherever.
- Make fast payments. Skrill virtual card payments are fast and instant. You do not have to wait for some days to have the payment approved.
Also read: Virtual credit card without verification
Skrill Virtual Card Limits
Here are the limits for the Skrill Virtual
The Skrill virtual MasterCard has varying daily limits depending on currency type.
| Feature | Skrill Virtual Card |
|---|---|
| Daily spending limit | €2,000 |
| Monthly spending limit | €10,000 |
| Daily ATM withdrawal limit | €400 |
| Monthly ATM withdrawal limit | €2,000 |
| Top-up limit | €50,000 |
Skrill Virtual Card Fees
Skrill does charge fees for its virtual cards. Here are the fees for the Skrill virtual card:
| Feature | Skrill Virtual |
|---|---|
| Order fee | Free |
| Top-up fee | Free for amounts up to €100. After that, a 1% fee applies |
| ATM withdrawal fee | €2.50 + 1.75% of the withdrawal amount | €2.50 + 1.75% of the withdrawal amount |
| Currency conversion fee | 3% of the transaction amount |
| Monthly fee | No monthly fee |
| Card replacement fee | €10 |
Skrill Virtual Card Available Countries and Supported Currencies
Skrill virtual card is available to customers within the SEPA region and the United States. If you are from a country outside the supported countries, there is no option in your account to order the virtual card. If you are not sure if the Skrill virtual card is available in your country or if it supports your currency, you can contact Skrill customer support for more information. Skrill virtual Visa prepaid card in the US was launched in May 2021. Skrill virtual card supported currencies are GBP, USD, EUR, and PLN. Remember that to get the virtual card, you must be a resident of the supported countries.
Skrill Virtual Card Review: A Safe Way to Make Online Purchases
The Skrill virtual card is a convenient and secure way to make online purchases. It is a prepaid card that is linked to your Skrill account, so you can only spend the money that you have loaded onto the card. This makes it a safe option for online shopping, as you cannot overspend. The card is accepted at a wide range of merchants and businesses, including online stores, gaming sites, and e-commerce platforms. You can also use it to make ATM withdrawals in Euros and US Dollars. Skrill charges some fees for its virtual card, such as a top-up fee and an ATM withdrawal fee. However, these fees are generally lower than the fees charged by other prepaid cards.
Overall, the Skrill virtual card is a good option for people who are looking for a safe and convenient way to make online purchases. It is also a good option for people who want to control their spending.
Where can I use my Skrill virtual card?
The Skrill virtual card can be used at a wide range of online merchants and websites that accept Mastercard/Visa as a payment method. This includes e-commerce platforms, online stores, gaming, subscription services, and many more.
Is there a Skrill virtual credit card or a Skrill virtual debit card?
Skrill offers a virtual prepaid card. Skrill's virtual prepaid card is not a credit or debit card. It functions as a prepaid card, meaning you need to load funds onto the card before using it for purchases.
Are virtual credit cards safe?
Virtual credit cards are generally considered to be safe. They are not physical cards, so they cannot be lost or stolen. They also have a limited spending limit, which can help to protect you from fraud.