Best Crypto Virtual Cards

With the increased rate of cybercrimes, it is important that people protect their digital assets such as cryptocurrencies. One way to do it is through the use of virtual crypto cards. Virtual crypto cards are digital cards that people can use to spend cryptocurrencies without revealing their banking details.

You can use crypto virtual card to convert cryptocurrencies to different coins and make online and in-store purchases. There are many crypto virtual card providers that can help you with this.

We will be focusing on what a virtual crypto card is, how it works and provide you with a list of some of the best crypto virtual cards and the services they offer.

What is a Crypto Virtual Card?

Crypto virtual card also known as crypto virtual credit card is a digital card that you can use to make online and in-store payments using cryptocurrencies. Virtual crypto card allows cryptocurrency holders to spend digital assets the same way credit card and debit card holders would spend.

How Does a Crypto Virtual Card Work?

You can use your crypto virtual card to do the following:

  • Convert cryptocurrency from one crypto coin to another
  • Convert fiat currency from one currency to another
  • Make online and in-store payments

Best Crypto Virtual Cards

The following are some of the best virtual crypto cards you can consider using:

Wirex Crypto Virtual Card

Wirex is offers a debit crypto card you can use to hold, send and spend cryptocurrencies. It comes with a MasterCard card that you can use to make payments online and in stores. You also get Wirex virtual card and a plastic card. You can use the virtual and plastic card to make the payments in local currencies.

Wirex supports both fiat and digital currencies. You can also open a multicurrency account in cryptocurrencies such as Bitcoin and fiat currencies such as USD, GBP and EUR. It is free to open an account and get access to multi-sig crypto accounts and multi-sig fiat accounts.

CryptoPay Crypto Virtual Card

Cryptopay is an online cryptocurrency exchange that offers crypto virtual card. It is regulated by the Financial Conduct Authority. You can access Cryptopay services through the web or their mobile app.

Cryptopay offers virtual and plastic Visa cards that can be used to make online and physical purchases. You can create a virtual card instantly, make a purchase, close the card and then create another card. You can use Cryptopay to create virtual accounts in EUR, USD, GBP and cryptocurrency.

Cryptopay supports 37 cryptocurrencies and is available in 122 countries. Cryptopay virtual card comes with limits. Daily load limit is £8k / €8,8k, maximum balance is £45k / €50k and single daily spend is £27k / €30k.

Kinesis Crypto Virtual Card

Kinesis crypto virtual card is a platform that allows users to transact gold, silver and crypto online and in-store. It comes with instant fiat conversion wherever you are in the world. You can use it to spend gold, silver and crypto instantly.

Kinsesis crypto virtual card comes with high daily limits. You can spend up to €15,000 every day and over €400,000 every month.
Kinesis supports multi-currency transactions in gold, silver and crypto. It also supports over 10 currencies such as Gold, Silver, Bitcoin, Ethereum, XRP and many others.

Busha Crypto Virtual Card

Busha is another virtual crypto card that helps you manage your cryptocurrencies is an easy way. You can use Busha crypto virtual card anywhere in the world where MasterCard is accepted. It is free to create a crypto virtual card and you can spend directly from your USDC balance.

You can create up to 10 unique cards and track your spending. You can use Busha crypto virtual card for your shopping, and subscriptions.

Bitmama Crypto Virtual Card

Bitmama is a P2P cryptocurrency exchange platform where you can buy, sell or trade cryptocurrencies. Bitmama offers cryptocurrency virtual card that you can use to make in-store and online payments. You can use it to make payments in stable coins such as USDT, USDC, cUSD.

You can spend your crypto directly from your Bitmama physical cards without having to first convert your crypto asssts to fiat. You can make cross border payments easily using Bitmama crypto card.

Bitmama crypto virtual card comes with a limit. You can spend up to $100,000 per month. However, it is free to get Bitmama crypto virtual card.

NearPay Virtual Crypto Card

NearPay is a wallet you can use to buy, exchange and manage cryptocurrencies. It offers one of the best crypto virtual cards and physical cards. You can use NearPay to make purchases with crypto where Visa is accepted.

You can have your virtual card moments after registration and start using it right away. You can use the virtual card to control your spending, freeze and unfreeze your card.

You can top up your virtual card with any of 38 supported cryptocurrencies.

Zumo Crypto Virtual Credit Card

Zumo is another crypto virtual credit card you can use to manage all your money in one platform. You can convert crypto and spend it anywhere Visa is accepted. You can use it to make online and in-store payments.

You can access Zumo services via the web or download their app that is available on Google Play and App Store. However, it comes with monthly payments of £2 or annual payment of £20.

Intergiro Virtual Crypto Card

Intergiro is an EMI, an electronic money institution that offers multicurrency bank accounts, card issuance in Europe. It also offers virtual credit cards that you can use to spend without the need to first convert your crypto to fiat currency.

Intergiro issues both physical and virtual cards. You can use its virtual crypto card to spend in real time. Users can convert and spend crypto at every checkout, make purchases using Intergiro virtual card. offers virtual crypto cards for cards issued from Singapore, Hong Kong, Philippines, Taiwan, Australia and New Zealand. The virtual crypto card is free. Users can use it to make online purchases before they can receive the physical card.

Users can start using virtual cards immediately after registering. You can use the virtual crypto card to top up your account or spend online.

Summary of Crypto Virtual Cards

Crypto virtual cards can help you spend and make online and in-store purchases. They make it easy for you to pay and spend since you don’t need to convert your crypto to fiat currency before transacting. Some virtual crypto card providers also offer physical cards which you can use to withdraw money from an ATM. It is free to create a virtual crypto card and you can use it to hold and spend money.