TD online banking is part of the brick-and-mortar TD Bank in the U.S. You can enjoy their banking services all day long and on weekends through a TD Bank app. It offers a wide variety of features like deposit accounts and prepaid cards. You can save on monthly account fees if you maintain a required minimum balance. The bank has many branches open seven days a week and conveniently located across the country, offering you convenience in banking.
TD Bank Features
TD Online Bank offers the following features:
- Bank cards: It offers a variety of bank cards, including checking and savings accounts, credit cards, and debit cards.
- Deposit accounts: TD Online Bank offers deposit accounts, including checking accounts, savings accounts, and money market accounts.
- Loans and lines of credit. You can get loans and lines of credit, including personal loans, car loans, and mortgages.
- Investments. It offers investment products, including mutual funds, ETFs, and stocks.
- Mobile banking. It has mobile app for iOS and Android devices. The mobile app allows you to view your account balances, transactions, and statements. You can also transfer money between accounts, pay bills, and set up alerts.
How to Open TD Bank Online Account
To open a TD Bank account, you need to be a resident of the U.S. or Canada. You also need to provide details like your full name, address, contact details and proof of identification. For TD Bank online registration, you will also need a social security number and ID. You can fill an application online or visit a banking hall in any of its branches.
Filling in TD Bank online application is easier compared to visiting the bank and will save you time and expenses.
You can open a savings or checking account with TD Bank online application from the comfort of your home. You just need to provide the necessary information, and you can get started with online banking. You can download TD Bank app from Google Play or App Store and get access to online banking and statements.
Other benefits you will enjoy include bill pay, email alerts on electronic bills and customer service. You will get a product selection tool that will help select the best checking and saving account for your needs. You don’t need a minimum deposit to open an account.
Does TD Bank use Zelle? If you have a TD personal checking or money market account, e-mail address and U.S. mobile number, you can send money with Zelle.
TD Bank Online Banking App
With TD Bank app, you can enjoy online services like bill pay, send money with Zelle (a payment network in the US), check balances, email alerts and online statements. You can also access banking services 24/7 with the banking app from anywhere. The banking app is very secure, and you can select how you will receive the security code, either through a text or voice message. You can log in using the app with a Touch ID. You can access your TD online personal banking and small business banking accounts with a single login.
TD Bank Online Customer Service
TD Bank customer service is available 24/7. You can reach them on TD Bank phone number in the US: 88-751-9000. You can also reach them through social media like Facebook Messenger, website, or phone.
TD Bank Fees
You can open an online checking account or online saving account with TD online bank. Both of these accounts come with some fees.
TD Bank Savings Account
You can open any of these three TD Bank online savings accounts. The following are their fees structure.
- TD Simple Savings: It attracts a $4 monthly service fee with an online statement only and a $35 overdraft fee. There is also a $3 non-TD ATM withdrawal fee. The account comes with an annual percentage yield of 0.05%.
- TD Growth Money Market: It attracts an $11 monthly service fee with an online statement only and a $35 overdraft fee. There is also a $3 non-TD ATM withdrawal fee. The account comes with an annual percentage yield of 0.35%.
TD Bank Checking Account
TD Bank online has five types of checking accounts. The following are the fees structure for a TD online checking account.
- TD Beyond Checking: It does not attract ATM fees. However, there is a $35 overdraft fee and a $25 monthly service fee. It earns interest.
- TD Convenience Checking: It does not require a minimum deposit to open an account, and you get a $150 bonus when you open a new checking account. There is a $35 overdraft fee and a $15 monthly service fee. It is free to withdraw in TD Bank ATMs, while non-TD Bank withdrawals attract a $3 fee.
- TD Simple Checking: You get a discount on the first order of checks. There is a $35 overdraft fee and a $5.99 monthly service fee. Non-TD Bank ATM withdrawal attracts a $3 fee.
- Student Checking: You get a $150 bonus when you open a new checking account. However, there is an overdraft fee of $35 and a $15 monthly service fee, which can be waived for students between 17 and 23 years.
- TD 60 Plus Checking Account: It earns interest. It attracts a $10 monthly service fee, which can be waived if you maintain a $250 minimum balance. It attracts a $35 overdraft fee, while non-TD Bank ATM withdrawals attract a $3 fee.
TD Online Bank Cards
TD online bank offers two types of credit cards, one with rewards or cashback. You can get prepaid cards at TD Bank online, which you can use where Visa is accepted.
TD Bank Online Alternatives
You can use the following banks as an alternative to TD Bank online.
Final Word on TD Online Banking
TD Bank online is a great bank for those looking for online banks with an option of brick and mortar. It offers a variety of features that can help you manage your finances, such as viewing your account balances, transactions, and statements; transferring money between accounts; paying bills; setting up alerts; viewing your credit score; applying for loans and credit cards; and managing your investments. TD online banking is available 24/7, so you can manage your accounts whenever it is convenient for you.
More Information
TD Bank Online FAQs
Is TDBank a good
TD Bank is a good bank overall. It is a large and well-established bank with a presence in the United States and Canada. It has a good reputation for customer service, a wide range of products and services, and a secure online banking platform.
How can I open a TD bank account online?
To open a TD Bank account online, visit their website, select your desired account type, and provide personal information, including your name, address, and Social Security number. Create a username and password, submit employment and income details, agree to the terms, and complete the application. TD Bank will review it, and upon approval, you can activate your account online or by phone.
Does TD bank have online banking?
TD Bank does have online banking, which allows you to manage your accounts, view transactions, transfer funds, pay bills, and perform various banking activities through their online platform or mobile app.