Privacy.com is a service that helps you to create virtual cards to protect your physical card information. Privacy cards are ideal for online spending, subscriptions or single-use. With Privacy.com, you basically decide who can charge your card, how much, how often and when to close it.
Privacy com Benefits
- When you share your physical card information with a merchant, you become vulnerable to hacking or data breaches. Privacy.com virtual card solves this problem.
- You can prevent any future transactions from being authorized because Privacy virtual cards can be paused or closed at any time. They can also be single-use, closing after a single transaction.
- Privacy virtual cards have customized spending limits, protecting you from being billed by merchants when you least expect.
What is Privacy.com?
The platform is a service that offers virtual Privacy.com cards that are secure for online shopping. You don’t have to link the Privacy card to your bank account, keeping your information secure. It was created by Andy Roth together with co-founders Bo Jiang, Jason Kruse and David Nicholas.
Also Read: How to Get a Neteller Virtual Card
How Privacy.com Works
Privacy.com comes with excellent features to help you create virtual cards by connecting your funding source/s, debit card or bank account, on the platform. You will be able to create virtual cards once those funding sources have been validated. The most essential features are free, while you can get extra services at a fee.
Protect yourself from fraud and identity theft with a disposable card numbers for use online. You don’t use the same password everywhere, so why use the same payment card number everywhere when you shop online? Privacy lets you buy online using virtual card numbers instead of your real ones.
Privacy.com sign up is very simple. To sign up, you just need to provide your email and password. You will then need to verify your email. You then need to connect with a source of funding for the virtual cards. You can then create card numbers using Privacy.com. Select your bank and log into your online bank account.
After connecting your source of funding, you can start creating Privacy.com cards. You can add additional sources of funding for your cards. At the moment, you can only fund your cards using bank accounts and debit cards. Credit cards are not supported.
Creating Privacy Cards
Once you have signed up for an account, you can start creating Privacy.com virtual cards. Locate “My Wallet” and you will see all the cards that have been created. You will also see a link to create a new card. To create a new card, click on the link. You can use the cards to meet recurring expenses like Netflix, Spotify and iTunes.
You can assign a name to the card that you have created to help you remember which card is used for what expense. You can then create a spending limit for each card monthly or annually. You can also set up a spending limit for a single-use by clicking “single-use” at the bottom of the page. Once you are done, click “Save Limit”. Click “Create Card” and see if the card you created is appearing. If it is appearing, you can start spending.
To start using a card, you only need to enter the card number assigned to you, the expiration date and the security code. To copy the credit card number, click the card number, and it will be automatically copied to the clipboard, and you can paste it. You can copy do the same on the app by tapping and holding the card number.
You can use Privacy by installing the Privacy.com app for Android or iOS, via the website, or installing a browser extension for Chrome and Firefox. The browser extension allows you to easily and quickly generate a new virtual card number with 1 click on any checkout page online.
Using one card for each merchant softens the blow of having a card stolen. You won’t have to replace your stored cards at any other merchant, and there is basically no chance of your card being used successfully by the thief.
Also Read: Review of Skrill Virtual Card
Privacy.com Pricing and Privacy.com Plans
The core features of Privacy.com are free and will always be free. The company is able to offer free service because every time you transact with any merchant using a Privacy Virtual Card, the merchant or website pays a small fee called interchange. This fee is shared with Privacy.com. However, there are other features that may require you to upgrade your plan. The company also makes money from interchange paid by merchants. Privacy.com fees include:
- Privacy.com Personal Plan. The Personal plan is free, and you get 12 cards per month. You can set spending limits, pause, or close cards. You can download a browser extension for its easier use. It is a secure merchant-locked card and single-use card.
- Privacy.com Pro-Plan. The Pro plan goes for $10 per month and with it, you can generate up to 36 cards every month. It also comes with priority support and 1% cashback for the first $4,500 purchases you make using a Privacy.com card.
- Privacy.com Teams Plan. Teams Plan goes for $25 per month and allows one to create up to 60 cards. It comes with features like multi-user support and software like Quickbooks and Xero.
Who Can Use Privacy.com?
Privacy.com is currently available to US citizens or legal residents of the US who:
- Are 18 years of age or older
- Are the account holder of a US checking account
- Have a US phone number that is able to receive SMS text messages
Note that you can also use Privacy.com if you are a resident of Puerto Rico, Guam, the US Virgin Islands, the Northern Mariana Islands, and American Samoa.
Privacy.com supports transactions in US dollars (USD) as its primary currency. At the moment, they do not offer support for other currencies. When using Privacy.com, the transactions will be processed and displayed in USD, regardless of the currency used in the original purchase. It is important to note that when you convert your USD to another currency, you will likely incur some fees.
Privacy.com Customer Service
Privacy.com has responsive customer service. You can reach them by phone: 1-844-771-8229 or email at [email protected]. They don’t reply very fast, but you can expect a response within 24 hours.
Is Privacy.com Safe?
Privacy.com, established in 2014, has built a solid reputation over the years. There have been no significant security breaches reported, and users generally express satisfaction with the service provided.
Privacy.com uses PCI-DSS compliant, the same security checks that banks use. It also makes use of TLS and HSTS security for users logging in through the website. Its system communication is secured with AES-256 encryption. This makes it very secure to use and keeps your personal information safe.
Since the platform is only available to US resident, you may be interested to know the alternatives. For instance, a type of Privacy.com for UK or Privacy.com for Canada. You can use the following services as an alternative to Privacy.com. They all offer virtual cards for safer online payments.
Privacy.com: Protect Your Financial Information When Shopping Online
In today’s digital age, safeguarding personal and financial information while conducting online transactions is of paramount importance. With the rise in cyber threats and data breaches, users are seeking reliable solutions to protect their privacy and financial well-being.
The service offers a variety of features that make it easy to create and use virtual cards, including disposable cards, spending limits, and recurring payments. Privacy.com is also PCI-DSS compliant and uses AES-256 encryption to protect your data.
However, there are some limitations to the service. For example, Privacy.com is only available in the US and does not offer any fraud protection. Additionally, the free plan is very limited, and you have to pay for a premium plan to get more features.
What does the Privacy app do?
The Privacy app is a service that allows you to create virtual debit cards for online purchases. You can use the cards once and then delete them to protect your financial information from being stolen or misused.
Does privacy .com actually work?
Yes indeed. Privacy.com works. It is a legitimate website that allows you to create disposable virtual debit cards for online purchases. By using Privacy.com, you can keep your actual card details private and reduce the risk of your information being compromised in online transactions.
Does Privacy.com work outside the US?
No. At present, Privacy.com is limited to serving customers within the United States. You cannot use Privacy.com if you are a US non resident. You need to be a US citizen or a legal resident .
Can I use a credit card with privacy com?
Unfortunately, Privacy.com does not support the use of credit cards as funding sources. The platform is specifically designed to work with debit cards and bank accounts.
Is Privacy.com available in Canada?
No, Privacy.com is not available in Canada. It only offers its services to citizens and legal residents in the United States. Privacy.com alternatives in Canada include KOHO, Skrill, Ezzocard, and Stack.
Is Privacy.com available in UK?
No, Privacy.com is not available in UK. It only offers its services to citizens and legal residents in the United States. Privacy.com alternatives in UK include Skrill, Ezzocard, Payoneer, and Wirex.
What's Privacy.com extension?
Privacy.com offers a browser extension for creating virtual cards directly from your web browser. This extension is available for Chrome and Firefox.
Is there Privacy.com alternative for EU
Services offering virtual cards similar to Privacy.com for EU include iCard, Wise, Revolut, and Lydia.
How do I cancel my privacy com subscription?
To cancel your Privacy.com subscription, log in to your account, navigate to the "Account" section, and follow the prompts to cancel your subscription.