Privacy.com is a service that helps you to create virtual cards to protect your physical card information. Privacy cards are ideal for online spending, subscriptions or single-use. With Privacy.com, you basically decide who can charge your card, how much, how often and when to close it.
Privacy com Benefits
- When you share your physical card information with a merchant, you become vulnerable to hacking or data breaches. Privacy.com virtual card solves this problem.
- You can prevent any future transactions from being authorized because Privacy virtual cards can be paused or closed at any time. They can also be single-use, closing after a single transaction.
- Privacy virtual cards have customized spending limits protecting you from being billed by merchants when you least expect.
What is Privacy.com?
The platform is a service that offers virtual Privacy.com cards that are secure for online shopping. You don’t have to link the Privacy card to your bank account keeping your information secure. It was created by Andy Roth together with co-founders Bo Jiang, Jason Kruse and David Nicholas.
How Privacy.com Works
Privacy.com comes with excellent features to help you create virtual cards by connecting your funding source/s, debit card or bank account, on the platform. You will be able to create virtual cards once those funding sources have been validated. The most essential features are free while you can get extra services at a fee.
Protect yourself from fraud and identity theft with disposable credit card numbers for use online. You don’t use the same password everywhere, so why use the same payment card number everywhere when you shop online? Privacy lets you buy online using virtual card numbers instead of your real ones.
Privacy.com Sign Up
It is very simple to sign up on Privacy.com. To sign up, you just need to provide your email and password. You will then need to verify your email. You then need to connect with a source of funding for the virtual cards. You can then create card numbers using Privacy.com. Select your bank and log into your online bank account.
After connecting your source of funding, you can start creating Privacy.com cards. You can add additional sources of funding for your cards. At the moment, you can only fund your cards using bank accounts and debit cards. Credit cards are not supported.
Also Read: How to Get a Neteller Virtual Card
Creating Privacy Cards
Once you have signed up for an account, you can start creating Privacy.com virtual cards. Locate “My Wallet” and you will see all the cards that have been created. You will also see a link to create a new card. To create a new card, click on the link. You can use the cards to meet recurring expenses like Netflix, Spotify and iTunes.
You can assign a name to the card that you have created to help you remember which card is used for what expense. You can then create a spending limit for each card monthly or annually. You can also set up a spending limit for a single-use by clicking “single-use” at the bottom of the page. Once you are done, click “Save Limit”. Click “Create Card” and see if the card you created is appearing. If it is appearing, you can start spending.
To start using a card, you only need to enter the card number assigned to you, the expiration date and the security code. To copy the credit card number, click the card number and it will be automatically copied on the clipboard and you can paste it. You can copy do the same on the app by tapping and holding the card number.
You can use Privacy by installing the Privacy.com app for Android or iOS , via the website, or installing a browser extension for Chrome and Firefox. The browser extension allows you to easily and quickly generate a new virtual card number with 1 click on any checkout page online.
Using one card for each merchant softens the blow of having a card stolen. You won’t have to replace your stored cards at any other merchant, and there is basically no chance of your card being used successfully by the thief.
Also Read: Review of Skrill Virtual Card
Privacy.com Pricing and Privacy.com Plans
The core features of Privacy.com are free and will always be free. The company is able to offer free service because every time you transact with any merchant using a Privacy Virtual Card, the merchant or website pays a small fee called interchange. This fee is shared with Privacy.com. However, there are other features that may require you to upgrade your plan. The company also makes money from interchange paid by merchants. Privacy.com fees include:
- Privacy.com Personal Plan. The Personal plan is free and you get 12 cards per month. You can set spending limits, pause, or close cards. You can download a browser extension for its easier use. It is a secure merchant-locked card and single-use card.
- Privacy.com Pro-Plan. The Pro plan goes for $10 per month and with it, you can generate up to 36 cards every month. It also comes with priority support and 1% cashback for the first $4,500 purchases you make using a Privacy.com card.
- Privacy.com Teams Plan. Teams Plan goes for $25 per month and allows one to create up to 60 cards. It comes with features like multi-user support and software like Quickbooks and Xero.
Read: Fire.com bank review
Who Can Use Privacy.com?
Privacy.com is currently available to US citizens or legal residents of the US who:
- Are 18 years of age or older
- Are the account holder of a US checking account
- Have a US phone number that is able to receive SMS text messages
Note that you can also use Privacy.com if you are a resident of Puerto Rico, Guam, the US Virgin Islands, the Northern Mariana Islands, and American Samoa.
At the moment, Privacy.com is only used in the US and some of its territories. The supported currency is only US dollar.
Since the platform is only available to US resident, you may be interested to know the alternatives. For instance, Privacy.com UK alternatives or Privacy.com Canada alternatives. You can use the following services as an alternative to Privacy.com. They all offer virtual cards for safer online payments.
Read: Review of iCard
Privacy.com Customer Service
Privacy.com has responsive customer service. You can reach them by phone: 1-844-771-8229 or email at [email protected]. They don’t reply very fast but you can expect a response within 24 hours.
Is Privacy.com Safe?
Privacy.com uses PCI-DSS compliant, the same security checks that banks use. It also makes use of TLS and HSTS security for users logging in through the website. Its system communication is secured with AES-256 encryption. This makes it very secure to use and keeps your personal information safe. The company has been around since 2
Final Word on privacy.com Review
Privacy.com helps you create virtual cards that you can use for online purchases to protect your physical card details. You can create cards for one-time use or monthly and yearly use. You can also set spending limits on a specific card. It is a safe and secure service that supports USD currency only. If you wish to use other currencies, you can consider Privacy.com alternatives. Skrill is one of the best alternatives because it supports virtual and physical cards.