Privacy.com is a service that helps users to create virtual cards for subscriptions or single-use cards that close themselves automatically after you spend online. With Privacy.com, you basically decide who can charge your card, how much, how often and when to close it. Moreover, having a virtual credit card secures your credit and debit card information.
Using one card for each merchant softens the blow of having a card stolen. You won’t have to replace your stored cards at any other merchant, and there is basically no chance of your card being used successfully by the thief.
The platform is a service that is offering shopping solutions by creating Privacy.com cards that are secure for online shopping. You don’t have to link the Privacy card to your bank account keeping your information secure. It was created by Andy Roth together with co-founders Bo Jiang, Jason Kruse and David Nicholas.
Privacy.com comes with excellent features to help users create virtual cards by connecting their funding source/s, debit card or bank account, on the platform. You will be able to create virtual cards once those funding sources have been validated. The most essential features are free while you can get extra services at a fee.
It is very simple to sign up on Privacy.com. To sign up, you just need to provide your email and password. You will then need to verify your email. You then need to connect with a source of funding for the virtual cards. You can then create card numbers using Privacy.com. Select your bank and log into your online bank account.
After connecting your source of funding, you can start creating Privacy.com cards. You can add additional sources of funding for your cards. At the moment, you can only fund your cards using bank accounts and debit cards. Credit cards are not supported.
Once you have signed up for an account, you can start creating Privacy.com cards. Locate “My Wallet” and you will see all the cards that have been created. You will also see a link to create a new card. To create a new card, click on the link. You can use the cards to meet recurring expenses like Netflix, Spotify and iTunes.
You can assign a name to the card that you have created to help you remember which card is used for what expense. You can then create a spending limit for each card monthly or annually. You can also set up a spending limit for a single-use by clicking “single-use” at the bottom of the page. Once you are done, click “Save Limit”. Click “Create Card” and see if the card you created is appearing. If it is appearing, you can start spending.
There are many ways you can use Privacy.com cards. One of the ways is by installing a mobile app, visiting a desktop app, or installing a browser extension for Chrome and Firefox. To start using a card, you only need to enter the card number assigned to you, the expiration date and the security code. To copy the credit card number, click the card number and it will be automatically copied on the clipboard and you can paste it. You can copy do the same on the app by tapping and holding the card number.
You can download the Privacy.com app from Google Play Store or App Store to get virtual cards and set spending limits. You can also make use one-time, monthly, or annually use cards and specific cards that work with specific merchants.
The core features of Privacy.com are free. However, there are other features that may require you to upgrade your plan. The company also makes money from interchange paid by merchants. Privacy.com fees include:
- Personal. The Personal plan is free and you get 12 cards per month. You can set spending limits, pause, or close cards. You can download a browser extension for its easier use. It is a secure merchant-locked card and single-use card.
- Pro-Plan. The Pro plan goes for $10 per month and with it, you can generate up to 36 cards every month. It also comes with priority support and 1% cashback for the first $4,500 purchases you make using a Privacy.com card.
- Teams Plan. Teams Plan goes for $25 per month and allows one to create up to 60 cards. It comes with features like multi-user support and software like Quickbooks and Xero.
Since the platform is only available to US resident, you may be interested to know the alternatives. For instance, Privacy.com UK alternatives. You can use the following services as an alternative to Privacy.com.
Privacy.com has responsive customer service. You can reach them by phone: 1-844-771-8229 or email at [email protected] They don’t reply very fast but you can expect a response within 24 hours.
Privacy.com uses PCI-DSS compliant, the same security checks that banks use. It also makes use of TLS and HSTS security for users logging in through the website. Its system communication is secured with AES-256 encryption. This makes it very secure to use and keeps your personal information safe. The company has been around since 2
Privacy.com supports USD currency only. At the moment, privacy.com supported countries is only the US. It is available to legal residents of the US only.
Privacy.com helps you create virtual cards that you can use for online purchases to protect your bank details. You can create cards for one-time use or monthly and yearly use. It is a safe and secure service that supports USD currency only. If you wish to use other currencies, you can consider Privacy.com alternatives. Skrill is the best alternative since it supports virtual and physical cards.