The Coinbase Card is a Visa debit card that allows you to spend your cryptocurrency and traditional currencies from your Coinbase balance at millions of merchants online and offline worldwide. You can also use Coinbase crypto card at ATMs to withdraw money. US users can also earn crypto rewards when spending with Coinbase Card.
Coinbase Card Benefits
- Signing up is free, zero annual fees, zero transaction fees, and no minimum deposit amount.
- You can use the Coinbase card to spend crypto anywhere Visa debit cards are accepted, including contactless payments (NFC).
- Coinbase card can be used with Apple Pay and Google Pay.
- Coinbase crypto rewards for purchases in the US.
- Coinbase automatically converts all cryptocurrency to USD, GP or Euro for use in purchases and ATM withdrawals.
How to Get Coinbase Card
To get a Coinbase Card, you need to:
- If you don’t already have a Coinbase account, create one. You can do this by visiting the Coinbase website or app and providing some basic information, such as your name, email address, and date of birth.
- Verify your identity. This can be done by uploading a government-issued ID and a selfie.
- Link a bank account or payment method to your Coinbase account.
- Order your Coinbase Card
To order your Coinbase Card, access the Coinbase mobile app and navigate to either the home screen or the “Earn more” section in the main menu to find the option for Coinbase Card. Click on the “Order Card” button and accept the new terms. Once done, you’ll gain access to your new virtual card, and the physical card will be shipped to your address.
How the Coinbase Card Works
To use the Coinbase Card, start by topping up your card with cryptocurrency. You’ll have the option to choose the specific cryptocurrency you want to use for the top-up and the desired amount. Once your card is topped up, you can use it for purchases at any merchant that accepts Visa. Coinbase will automatically convert the cryptocurrency you’ve loaded onto your card into fiat currency.
You can also pay with a contactless payment method (NFC) and withdraw money from any ATM and integrate it with Apple Pay and Google Pay. As a US user, you have the opportunity to earn Coinbase card rewards in the form of cryptocurrency for each purchase made using your Coinbase Card. You can only use the card to spend cryptocurrency that you have previously purchased on Coinbase. The card does not facilitate direct purchases of cryptocurrency itself.
Coinbase app allows you to track of your transactions and receive notifications. Additionally, you have the option to download a CSV file of your transaction history.
Coinbase Card Rewards
For US cardholders, Coinbase card gives you up to 4% back in crypto rewards on every eligible purchase. You can spend US dollars as well as crypto, while earning crypto rewards. The more you use your Coinbase Card, the more rewards you earn. Coinbase will automatically convert all cryptocurrency to US Dollars for use in purchases and ATM withdrawals. The rewards are paid out monthly.
Coinbase Card Supported Countries
Coinbase card is available in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, the UK and the US (except Hawaii).
Coinbase Card Supported Currencies
The Coinbase card supports multiple cryptocurrencies. You can spend from your bitcoin and other cryptocurrency balance. Your crypto will be automatically converted into fiat currency.
Coinbase Card Fees
The Coinbase card has favorable fees for its prepaid card and the fees you pay depends on how you use the card, such as ATM withdrawals. On the bright side, there are no account opening or annual fees and spending with the Coinbase Card generally does not incur transaction fees.
You can expect the following fees:
|Transaction fee within the EU||0.20%|
|Transaction fee within the UK||Free|
|Domestic ATM withdrawals||Free up to ₤/£200 per month and 1% above that|
|International ATM withdrawals||Free up to ₤/£200 per month and 2% above that|
|Minimum deposit amount||None|
|Crypto liquidation fee||2.495 for most cryptos and free for USDC|
Coinbase Card Limits
The Coinbase card is subject to transaction and ATM limits. Purchases made via the Coinbase card are subject to a daily limit of €/£/10, 000, a monthly purchasing limit of €/£/20, 000, and a yearly purchasing limit of €/£/100, 000. However, these Coinbase debit card limits can change. You can contact Coinbase support directly for a limit increase. ATM withdrawals have a daily limit of €/£/$500.
Coinbase Card Supported Payment Methods
You can use your Coinbase card to make contactless payments at any store that accepts Visa, provided that the store has a Near-Field Communication (NFC) enabled terminal. You can also withdraw money from any ATM.
Coinbase Customer Support
Coinbase has a reliable customer support readily available to offer any support needed by their clients. You can reach the support team through phone. For the USA/International clients the phone number is +1 (888) 908-7930 available 24/7, UK +44 808 168 4635 available daily from 8:00 AM – 6:00 PM, and Ireland customers 1800 200 355 available 8:00AM – 6:00PM daily.
Email support ([email protected]) is also available, but you will first need to complete a request for email support. Coinbase has a help center where you can get most answers to questions that concern the Coinbase card. Additionally, you can use their mobile app (messaging center) to contact the support team.
Is the Coinbase Card Safe?
Yes. Coinbase has extensive security to ensure safety of your data and digital assets. It also has two-step verification, and you can instantly freeze your account if your card is compromised. Additionally, Coinbase is publicly traded on the NASDAQ, so they disclose information publicly in SEC filings and most client funds are held in a cryptocurrency hardware bitcoin wallets making it impossible to access them through the internet. Coinbase also uses bank-level AES-256 encryption on their servers to store client passwords and OAuth tokens.
Coinbase Card Alternatives
The Coinbase crypto card is ideal for crypto traders who want instant access to their cryptocurrencies and tradional currencies, and also for those who want to earn rewards on purchases. If its offerings do not align with your needs, you can check out the following alternatives:
- Wirex Card
- Cryptopay Card
- Crypterium Card
- Club Swan Card
- BlockFi Card
- Paycent Cards (we don’t recommend Paycent)
You can also go for crypto friendly bank accounts if you want additional services that are not possible with Coinbase card.
- Revolut is more advanced and also comes with a multi-currency account, including your own bank account numbers. The Crypto feature is mostly for investing though and is less advanced.
For more information and to check out all offers, be sure to check out our Crypto Banking page.
Final Thoughts on the Coinbase Crypto Card Review
Coinbase crypto cars is a Visa prepaid card that allows you to spend your cryptocurrency and traditional currencies from your Coinbase balance at millions of merchants online and offline around the world. It automatically converts all cryptocurrency to USD, GBP, or EUR for use in purchases and ATM withdrawals.
There are no annual fees, zero transaction fees, and no minimum deposit amount. You can use the Coinbase card to spend crypto anywhere Visa debit cards are accepted, including contactless payments (NFC). The Coinbase card can be used with Apple Pay and Google Pay. In the United States, Coinbase offers crypto rewards for purchases.
The Coinbase Card is a good option if you are looking for an easy way to spend your cryptocurrency and traditional currencies. However, it is important to note that the card is not available in all countries and that there are some fees associated with using the card.
What's Coinbase card?
The Coinbase Card is a Visa debit card that allows you to spend your cryptocurrency and fiat currency from your Coinbase balance at millions of merchants worldwide
How does Coinbase card work?
You top up your card with cryptocurrency from your Coinbase account. When you make a purchase with your Coinbase Card, Coinbase converts the cryptocurrency you've topped up your card with into fiat currency and then charges the merchant. You can use the Coinbase Card to spend funds from any of your Coinbase balances. For US users, you can earn rewards in the form of cryptocurrency for every purchase you make with your Coinbase Card.
How do I get Coinbase card?
To get a Coinbase Card, create a Coinbase account, verify your identity, link a bank account, and order the card through the mobile app. It provides both a virtual and physical card. Note: The Coinbase Card is not available on Coinbase.com, but on Coinbase app.
What's Coinbase card rewards?
Coinbase Card rewards US users with cryptocurrency for every purchase they make with their card. The rewards are paid out monthly.
Are there Coinbase card rewards in the UK?
As of July 2023, there are no Coinbase Card rewards in the UK. Currently, Coinbase Card rewards are only available in the United States.
Is Coinbase card worth it?
If you are looking for ways to spend your cryptocurrency and traditional currencies from your Coinbase balance for goods and services online and offline, and you are willing to pay the associated fees, then the Coinbase Card may be a good option for you.