How to Get PayPal Virtual Card

PayPal Key is a virtual card that enable one to make payments online. A virtual card works differently from a physical card. PayPal has a service that generates virtual card numbers that one can use online. The virtual card number is like a dummy card number found on physical cards and comes with an expiration date and a security code CVV.

PayPal Key is a virtual card and a new way to use your PayPal account anywhere cards are accepted online. You can use PayPal Key like a card at any online merchant that accepts Mastercard – even those that don’t have a PayPal button.

A virtual card is a secure way to shop online since it hides your real credit or debit card information by generating a unique virtual card number. You will be providing retailers with the generated virtual card number thereby providing an extra layer of protection against theft.

PayPal Virtual Credit Card Number

PayPal VCC card number is a 16 digit number that comes with a CVV number and expiration number. The process of applying for one is simple and straightforward. You can also use it to buy over the phone. To do so, give the retailer the VCC card number, expiration date and security code. When you shop with it, you will be earning points just like you do with a physical card. PayPal Key is the new way to use virtual credit cards. This is what you need to know about PayPal Key.


What is PayPal Key?

PayPal Key is a virtual credit card that enables PayPal users to shop online where the cards are accepted. PayPal Key generates a credit card number online for transaction purposes. You can shop using it even where Merchants do not have a PayPal button. It is because PayPal Key can be used anywhere MasterCard is accepted.

PayPal Key is useful in a number of ways. Among them, is to protect your debit or credit card information with online retailers. You do not need to provide your credit card or debit card to the retailers. You can use the services with digital wallet transactions or where MasterCard is accepted online or via a phone.

You can also use PayPal’s virtual credit card number to earn regular credit card rewards like cash back and rewards points. You will continue earning these rewards the same way you would with a physical card. During the setup process, you will be asked to choose your reward card.

How to Set Up PayPal Key

Here’s how PayPal Key works. You first need to have a PayPal account. If you don’t have a PayPal account yet, you may be interested in these virtual cards for PayPal verification.

Follow these steps to set up PayPal Key account:

  • Log in to your PayPal account
  • Select your preferred payment method
  • Click agree
  • You will receive a virtual credit card number with its security code number and expiration date

For easier and fast transactions, you can set up you can save the PayPal Key to your web browsers like Google Chrome. Besides, you can also use it online on Google Pay. However, you cannot use Paypal Key for Samsung Pay or Apple Pay.

How to Use PayPal Key

Once you set up your PayPal Key, you need to save it in your web browsers. While you want to shop with online Merchants, it will be easy and fast. Alternatively, you can use it to shop over the phone by providing the merchant with your PayPal key details. You can also dispute an item you purchased using PayPal through PayPal’s dispute resolution center.

PayPal Key Available Countries

Currently, PayPal is only available to U.S customers with US bank accounts and Social Security Numbers. U.S customers can use PayPal Key outside of America where MasterCard is accepted. However, PayPal is working to avail the service to non-U.S customers. You can buy goods online from U.S and non-U.S merchants using the virtual card.

Does PayPal Key Have Fees?

It is free to set up PayPal Key. Also, online purchases are free. However, purchases in foreign currencies or from non-U.S merchants attract some fees.

Final Thoughts PayPal Virtual Card

PayPal’s virtual card number offers an extra layer of protection by hiding your real debit or credit card information. This ensures that your funds are safe and secure. Many other virtual card providers leave cardholders in the hands of third parties, but PayPal gives you the ultimate solution.